SBA 7(a) loans cover equipment purchases, working capital, and land acquisition for qualified agriculture businesses. We broker these alongside equipment financing for tractors, cold storage, and processing machinery. For operations needing seasonal liquidity, we arrange working capital lines and agriculture operating loans that align with harvest cycles and contract fulfillment timelines for local farmers' markets and restaurant accounts.
A Sunland nursery owner recently needed $180,000 to replace aging mist propagation systems and expand retail space. We brokered an equipment loan that separated the irrigation hardware from the building improvements, matching each component to lenders comfortable with horticulture collateral and the property's A-1 zoning.